--- title: "Paid Chat Glossary: Pay per Minute, Creator Share, Payout Hold & More" url: https://paidchatplatform.com/glossary/ language: en publisher: Premiums Only LLC (the company behind hello.fan) --- Glossary # The paid chat glossary 20 terms you'll meet when you start selling your time — explained simply, with how hello.fan handles each one. [1:1 monetization](#one-to-one-monetization)[15-second billing](#15-second-billing)[Booked session](#booked-session)[Creator economy](#creator-economy)[Creator share](#creator-share)[Credits](#credits)[Fan gift](#fan-gift)[Icebreaker](#icebreaker)[ID verification](#id-verification)[Link in bio](#link-in-bio)[Live translated subtitles](#live-translated-subtitles)[Minimum payout](#minimum-payout)[Paid chat platform](#paid-chat-platform)[Pay per minute](#pay-per-minute)[Payout hold](#payout-hold)[Private room](#private-room)[Revenue share](#revenue-share)[Superfan](#superfan)[Unlisted profile](#unlisted-profile)[Weekly sessions](#weekly-sessions) **1:1 monetization**: 1:1 monetization means earning from one-to-one interaction with individual fans or clients, such as paid calls, booked sessions and personal replies. On hello.fan it covers per-minute video, voice and chat calls, bookings, weekly sessions, gifts and Icebreakers. **15-second billing**: 15-second billing means a per-minute call is charged in 15-second steps instead of whole minutes, so nobody pays for a minute they didn't use. On hello.fan the clock only starts once both people are connected, so a ringing phone or a failed connection costs nothing. **Booked session**: A booked session is a call reserved ahead for a fixed length and price, paid when it is booked. It suits lessons, coaching and consultations that need preparation. On hello.fan a fan who cancels at least 24 hours ahead is refunded, and a session the creator cancels or misses is refunded automatically. **Creator economy**: The creator economy is the market of independent people who earn a living from an audience — through content, products, memberships, brand deals and paid time. Paid conversations are the part of it where a creator is paid directly for their attention rather than for posting more. **Creator share**: The creator share is the part of what fans pay that goes to the creator. On hello.fan it is 60%, or 70% while the creator's linked store.fan shop is an active paid seller. There is no monthly fee on top. **Credits**: Credits are a prepaid balance that fans spend on calls, bookings and gifts. On hello.fan, 100 credits equal $1, so a rate of 300 credits a minute costs $3 a minute. Because fans pay from credits before a call, creators never chase an unpaid bill. **Fan gift**: A fan gift is a small paid present a fan sends a creator, during a call or from the creator's page. On hello.fan a gift can carry a private note, the creator can reply once, and the creator keeps their share of the gift. **Icebreaker**: An Icebreaker is a one-line paid hello a fan can send a creator, even while the creator is offline. On hello.fan it costs 10 credits, carries text only, and the creator can reply once; the reply appears on the creator's page for the fan. **ID verification**: ID verification is a one-time check that a creator is who they say they are, using an identity document. On hello.fan it is required before the first payout, and verified creators carry a blue Verified badge on their page. **Link in bio**: A link in bio is the single clickable link a creator puts in a social profile such as Instagram or TikTok. Creators on hello.fan put their page link there, hello.fan/yourname, so followers can call, book or send a gift in one tap. **Live translated subtitles**: Live translated subtitles show what the other person says during a call as text, translated into the reader's language, a second or two behind the speaker. On hello.fan either person can switch them on in a video or voice call, in 30 languages, and nothing is recorded. **Minimum payout**: The minimum payout is the smallest balance a creator can withdraw at once. On hello.fan withdrawals start at $50 and are paid to the creator's bank account through Stripe. **Paid chat platform**: A paid chat platform is a service where people pay to talk one to one with a creator, expert or teacher by video, voice or text chat. It handles the creator's page and prices, payment before the conversation, the call itself and payouts. hello.fan is a paid chat platform where fans pay by the minute and creators keep 60%. **Pay per minute**: Pay per minute is a pricing model where the caller pays only for the minutes a conversation actually lasts, at a rate the creator sets. It makes short calls easy to say yes to. On hello.fan, creators set rates from 50 to 5,000 credits a minute for video, voice and chat separately. **Payout hold**: A payout hold is the waiting period before earned money can be withdrawn. It protects both sides against refunds and payment disputes. On hello.fan, earnings become withdrawable 14 days after they're earned. **Private room**: A private room is a call space a host pays for and shares with a guest. On hello.fan the host pays a flat price, and the guest joins with a link or a 5-digit code without an account, using a nickname; nothing is stored. **Revenue share**: Revenue share is the split of each payment between the platform and the creator. It replaces a monthly subscription fee: the platform earns only when the creator does. On hello.fan the creator keeps 60% of each payment and the platform keeps 40%. **Superfan**: A superfan is a follower who is more engaged than most — someone who comments, comes back and is willing to pay for closer contact. Superfans are usually the first people to book a paid call, which is why a small, engaged audience can earn more from conversations than a large, passive one. **Unlisted profile**: An unlisted profile is a creator page that is hidden from the public directory and search but still works for anyone who has the link. On hello.fan, an unlisted creator can still be called, booked and sent gifts through their link or exact username, which suits creators who only want their own audience. **Weekly sessions**: Weekly sessions are booked calls that repeat at the same times every week. The fan chooses the times once, and each session is booked and paid automatically. On hello.fan they are popular with tutors, coaches and their regular students. ## Get paid to talk — starting today Create your hello.fan page in a minute, put the link in your bio and take your first paid call tonight. 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